US Insurance Source Blog

Stay up to date on the latest insurance information and tips from US Insurance Source.
business owner figuring out his business insurance
Apr 0
Apr 0

7 Insurance Policies Every Business Needs

Starting a business and building it are big undertakings. It’s stressful, exhausting, and costly. Of course, it’s also rewarding and fulfilling, too. You’re building something that may outlast you, provide for your children, and provide a valuable service or product to your community. The last thing you’d want is to lose it all to one […]

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interior of an Audi
Apr 0
Apr 0

Why Did My Auto Insurance Rates Increase?

Every time you turn around, the cost of something is going up. Groceries, the price of a cup of coffee, and your insurance. You expect your auto insurance to go up if you get into an accident or have a few traffic violations, but even when you’re a great driver with almost no claims, you […]

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flooded parking lot
Apr 0
Apr 0

Is Your Business Protected from Flood Damage?

Flooding can happen anywhere, not just on the banks of rivers and coastal beaches. When it does, according to Ready.gov, the average flood claim will cost a business owner $34,000. One flood can cause catastrophic damage. The threat of flooding is very real and can come in a myriad of ways – from overflowing rivers […]

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insurance claim
Apr 0
Apr 0

When You Should and Should Not File a Claim

If you pay good money for something, you should use it. Whether it’s a soda, a new laptop, or that juicer/blender stored in the back of your cabinets, it’s a waste of money if you let it sit untouched. Many people feel that way about their insurance coverage, especially business insurance. It was purchased to […]

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employee classification
Apr 0
Apr 0

Misclassifying Your Employees is a Costly Mistake

The way you classify your employees determines a lot of things: how much you pay in taxes, whether you need workers’ compensation insurance, and how much you pay for workers’ comp. Whether through an honest mistake or outright payroll fraud, 20 to 30 percent of businesses misclassify at least one worker as an independent contractor […]

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data center suffering from a data breach
Apr 1
Apr 1

Should Your Business Have a Cyber Liability Policy?

Big names have been in the news for being the victim of cyber hacking and data breaches – the IRS, the U.S. government office of Personnel Management, VTech, and, of course, Ashley Madison. While these stories make national news and impact millions of people, small businesses are just as likely to be hacked. Data experts […]

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spring cleaning tips
Mar 0
Mar 0

Spring Cleaning Tips For Your Home

The spring air may beckon you to go outside and frolic in the warm sunlight, but before you get out there you might be compelled to do a little spring cleaning in the house.  To make it a little easier on you, we have come up with some cleaning tips in the form of a […]

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office building outdoor
Mar 0
Mar 0

Commercial Property Concerns as Spring Arrives

As the weather continually starts getting warmer and winter seems to be slowly backing away, you may want to start paying attention to your commercial property a bit more. Now that the snow is staying away, your property will be ready for some maintenance that might not have been noticeable during the winter months. Listed […]

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business insurance gap missing puzzle piece
Mar 0
Mar 0

Business Insurance Gaps Covered by Excess Liability

Having the best business insurance policy for your business can certainly help if something goes wrong and a liability claim is filed against the business. But once the limits of liability are met on your business insurance policy, what can you do? Of course, you can pay the remainder of the claim out of the […]

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injured at work
Mar 0
Mar 0

How The Workers’ Comp Process Works

As a business owner, you know the importance of keeping everything running smoothly.  When a small hiccup occurs, you want to know that it can be handled and the business can move forward from there with no problems.  When a workers compensation claim comes in, knowing the process can help keep business flowing as close […]

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